Tokenization as a Service

Kubermint delivers a compliant, tradeable token and then operates it. Valuation, structuring, licensing, issuance, distributions and reporting are all inside the agreement. The platform underneath is ours; the asset, the investors and the register are yours.

Operator console

What the issuer sees
Register
42,000 units across 118 wallets; reconciled to SPV register
Pending
3 subscriptions awaiting KYC; 1 transfer awaiting eligibility check
Controls
Whitelist, freeze, forced transfer, pause; all actions logged with approver
Distribution
Q3 rent AED 1.26m; 42,000 units at AED 30.00; scheduled 5 Oct
Corporate action
Revaluation uploaded; NAV per unit updated with audit trail
Reporting
Investor statements, regulatory return, auditor export
Status
Sample record

What the service includes

Every engagement runs on the same nine platform modules. Which ones are active depends on the structure.

Investor onboarding

KYC, KYB, sanctions screening, accreditation and jurisdiction checks through your chosen provider. Approved investors are written to the on-chain whitelist; nothing moves to an unapproved wallet.

Offering management

Subscription windows, pricing, allocation rules, minimums and caps. Funds verified before minting. Supports fiat and regulated stablecoin settlement.

Register and cap table

The token ledger is the register. The console shows holdings, movements and beneficial ownership in the form a company secretary, auditor or regulator asks for.

Compliance rules engine

Transfer restrictions, lock-ups, holder limits, jurisdiction blocks and forced-transfer powers encoded in the token under ERC-7943 or ERC-3643, with an approval workflow for any override.

Distributions and corporate actions

Rent, coupons, dividends, redemptions, splits and buybacks. Calculated from the register, approved in the console, paid on schedule, with statements generated automatically.

Reporting

Investor statements, NAV history, regulatory returns and an auditor export that ties every unit back to a subscription and a payment.

Secondary transfers

Peer-to-peer transfers between whitelisted holders, bulletin-board matching, or listing on a licensed venue where one exists for the instrument. The compliance rules follow the token wherever it trades.

Custody

Integrations with institutional custodians and MPC wallet providers, plus a custodial option for investors who do not want to hold keys. Recovery and freeze procedures documented for the regulator.

APIs

REST and webhook access for fund administrators, ERPs, accounting systems and partner front ends. Your existing systems stay the source of truth for what they already own.

Service plans

Three plans, each priced as a set-up fee, a per-issuance fee and an annual service fee calculated on the value under tokenization. Quotes are given after the feasibility memo, when the scope is known.

PlanLaunchIssuerEnterprise
Designed forA first issuance of a single assetIssuers running a program of issuancesLicensed intermediaries, fund platforms and institutions
Feasibility, valuation, structuringIncludedIncluded, per issuanceIncluded, with a dedicated structuring lead
Regulatory filing and offer documentsOne jurisdictionUp to three jurisdictionsAs required, including venue and custody applications
Investor onboarding and KYCUp to 200 investorsUp to 2,000 investorsUnlimited
Issuance and registerOne token classMultiple classes and seriesMultiple issuers on one instance
Distributions and corporate actionsQuarterlyAny scheduleAny schedule, with fund administrator integration
Secondary transfersPeer-to-peer between approved holdersBulletin board matchingVenue listing and market-maker support
ReportingInvestor statements and annual returnFull reporting pack and auditor exportCustom reporting and API access
BrandingKubermint investor portalYour brand on the portalYour brand throughout, own domain
SupportBusiness hoursBusiness hours, named manager24/7 for issuance events, named team
ExitRegister export at any timeRegister export at any timeOption to take the platform in house with source and training

The service fee is what makes this a service. It covers running the register, paying distributions, refreshing valuations, filing returns and answering investor questions. There is no separate platform license.

Why the register matters more than the token

A token that does not match the company's legal register is a liability. Most disputes in this market come from the two drifting apart: a transfer executed on-chain that the constitution does not allow, a distribution paid to a wallet whose holder was never approved, or a valuation change that never reached the investor statement.

The Kubermint platform is designed so the legal register and the on-chain ledger are one thing. Transfer restrictions are taken from the constitution and the offer document and encoded in the contract, so nobody can change them from a settings page. Every operator action requires an approver and leaves a record. Auditors get an export they can tie to bank statements.

Controls the auditor will ask about

  • Dual approval on mint, burn, forced transfer and freeze
  • Signed valuation upload before any NAV change
  • Reconciliation report between on-chain balances and subscription records
  • Immutable log of whitelist changes with reviewer identity
  • Key-loss and recovery procedure with documented test
  • Third-party contract audit; findings closed before mainnet

Questions issuers ask

Do we need a license to issue tokens?

Usually the token is a security or a unit in a collective investment scheme, so the issuer needs either its own authorization or a licensed intermediary to run the offer. Some structures qualify for private placement or professional-client exemptions. The feasibility memo answers this for your specific asset and target investors.

Which chain should we use?

Most institutional issuers use a public EVM chain (Ethereum, Polygon or a layer 2) for interoperability and custody support, or a permissioned network where the regulator requires it. We are chain-agnostic; the choice follows custody, settlement currency and the investor base.

Can investors hold tokens without a crypto wallet?

Yes. The custodial option holds keys on the investor's behalf under a custody agreement. Investors see holdings and statements in the portal; they never touch a seed phrase.

How is the asset valued and how often?

An independent valuation at issuance and at least annually, or more often for the classes where the offer document promises it. Our registered valuers prepare these under IBBI, IVS or RICS-recognized methods, and the report is uploaded to the platform before any NAV change takes effect.

What happens if the regulator asks us to freeze or reverse a transfer?

The token standards we use support freeze and forced transfer by the issuer under a documented approval process. This is a requirement for regulated instruments, and it is why we do not use plain ERC-20 for securities.

How long does it take?

Twelve to twenty weeks for a first issuance when work starts from zero, most of it regulatory rather than technical. With the trustee, placement agent and banks engaged before week one and the data room ready on day one, eight weeks is achievable. Subsequent issuances on the same platform take three to six weeks.

How is it accounted for?

The operating entity accounts under its own framework (Ind AS in India, IFRS in the UAE). The issuer SPV accounts under IFRS. Where the SPV is an orphan vehicle on a trust, we test whether the operating company is deemed to control it through the service and support agreements, since that decides consolidation. The accounting entries for issuance, distributions and redemption are documented in the structure paper.

What you keep and what we run

Yours

  • The asset and the entity that holds it
  • The investor relationships and the register (exportable at any time)
  • The offer terms, distribution policy and valuation cycle, which we implement
  • Approval of every mint, burn, forced transfer and distribution
  • Your brand on the investor portal, from the Issuer plan up

Ours

  • The platform, contracts, console and their audits
  • Valuation preparation and refresh
  • Regulatory filings, correspondence and returns
  • Investor onboarding, verification and support
  • Distributions, corporate actions, reconciliation and reporting
  • Key management, custody integration and incident response

See the service with your asset in it

Send us a summary of the asset and target investors. We will configure a sandbox instance, walk you through the issuance flow and quote the plan that fits.